Super Fun 21 at a Glance: Quick Facts
Super Fun 21 is an action-packed variant of Blackjack that attracts players with its incredibly flexible and player-friendly rules. You can double down on any number of cards, surrender late, and even get paid special bonuses. However, there’s a crucial trade-off: most blackjacks pay 1:1 instead of the traditional 3:2. This comprehensive 2025 guide covers everything you need to know, from the core rules and optimal strategy to the popular 21+3 side bet.
| Feature | Details |
|---|---|
| Game Type | Blackjack Variant |
| House Edge | Approx. 1.16% – 1.40% (with optimal strategy) |
| RTP | Approx. 98.6% – 98.84% |
| Key Features | Liberal double, split, and surrender rules; special bonus payouts |
| Main Drawback | Blackjack pays 1:1 (even money) |
| Decks Used | Typically 1 or 2 decks |
| Common Side Bets | 21+3, Perfect Pairs |
How to Play Super Fun 21: A Step-by-Step Guide
- Find a Table: Locate a Super Fun 21 game at your favorite online casino. You’ll often find it in the “Table Games” or “Blackjack” section, provided by developers like Microgaming.
- Place Your Bet: Click on the chips to select your wager size and place them in the main betting circle. If you want to play a side bet like 21+3, place a separate wager in its designated spot.
- The Deal: You and the dealer will each receive two cards. Your cards will be face-up, while the dealer will have one card face-up (the up-card) and one face-down.
- Make Your Decision: Now it’s your turn to act. Based on your hand and the dealer’s up-card, you will choose to Hit, Stand, Double Down, Split, or Surrender. The unique rules of Super Fun 21 give you far more flexibility here than classic Blackjack.
- The Dealer’s Turn: Once you stand or bust, the dealer plays their hand according to fixed house rules. Typically, the dealer must hit until their hand totals 17 or more, then they must stand.
- The Outcome & Payout: If your hand is closer to 21 than the dealer’s, or if the dealer busts, you win! Winnings are paid out according to the paytable, and a new round begins.
The Definitive Super Fun 21 Game Rules
The Objective
Your goal remains the same as classic Blackjack: create a hand with a value closer to 21 than the dealer’s hand, without exceeding 21. Beating the dealer is your primary objective.
Card Values
Card values are standard. Aces are worth 1 or 11, Face Cards (King, Queen, Jack) are worth 10, and all other cards are worth their numerical face value (2-10).
Key Rule Differences from Classic Blackjack
- Blackjack Payouts: This is the biggest catch. A standard player Blackjack pays even money (1:1). The only exception is a Blackjack made of two diamond cards, which pays a bonus 2:1.
- Player Blackjack Wins: A player’s Blackjack is an instant winner and is paid immediately. It beats a dealer’s Blackjack.
- Doubling Down: You can double down on any number of cards. This is a massive departure from the classic game and a key part of the strategy.
- Splitting: You can re-split pairs to create up to four separate hands. Crucially, after splitting Aces, you are allowed to hit and even double down on them.
- Late Surrender: The option to surrender your hand and get half your bet back is available on any number of cards.
- Automatic Wins: If you draw 6 cards without busting and your hand total is 20 or less, you automatically win, unless the dealer has a Blackjack.
Special Bonus Payouts
Beyond the Diamond Blackjack, there is another exciting bonus. If your hand totals exactly 21 and is made up of 5 or more cards, you are paid instantly at 2:1 odds.
Betting Options Explained
| Action | Description | Strategic Note for Super Fun 21 |
|---|---|---|
| Hit | Take another card to improve your hand’s total. | Standard action, used when your hand value is low. |
| Stand | Take no more cards and end your turn. | Standard action, used when you have a strong hand. |
| Double Down | Double your original wager and receive one final card. | Be aggressive! This is your biggest advantage. The ability to double on 3+ cards is powerful. |
| Split | If dealt a pair, split them into two separate hands for an additional wager. | Always split Aces and 8s. The liberal rules make splitting other pairs more attractive too. |
| Surrender | Forfeit your hand after the initial deal and receive half your bet back. | A powerful defensive tool. Use it when you have a very weak hand (like 16) against a strong dealer up-card (like a 10). |
| Insurance | A side bet that the dealer has Blackjack, placed when their up-card is an Ace. | This is almost always a bad bet with a high house edge. It is best to avoid it completely. |
How to Win at 21: Best Strategies and Tips
- Use a Super Fun 21 Strategy Chart: Do not use a classic Blackjack chart. The rules are so different that a specific chart is required to make mathematically correct decisions.
- Maximize Your Double Downs: This is where you make your money in Super Fun 21. The game’s primary advantage is the liberal doubling rule. Be prepared to double down on soft hands and on hands with three or more cards when the situation is right.
- Understand the 1:1 Payout: Your main goal isn’t just hitting a Blackjack. Because of the lower payout, the strategy shifts to winning more hands through aggressive doubling and splitting to compensate.
- Know When to Surrender: Don’t forget this powerful option. Surrendering a hard 15 or 16 against a dealer’s 9, 10, or Ace is often the correct play that saves you money in the long run.
- Ignore the Insurance Bet: We’ll say it again—the insurance bet is a “sucker bet.” The odds are heavily in the casino’s favor, and it will drain your bankroll over time.
- Practice in Demo Mode: Before wagering real money, play for free online. This allows you to get comfortable with the unique rules and the flow of the game without any financial risk.
The 21+3 Blackjack Side Bet Explained
What is 21 Plus 3 in Blackjack?
The 21+3 is one of the most popular optional side bets in Blackjack. It is not part of the main game but an extra wager you can place before the hand is dealt. It combines your first two cards and the dealer’s up-card to see if they form a winning three-card poker hand.
How to Play 21+3 Blackjack
- Place your main wager in the Blackjack betting spot.
- Place an additional wager in the designated “21+3” betting circle.
- The dealer deals the cards. Your first two cards and the dealer’s up-card are immediately evaluated.
- If the three cards form a Flush, Straight, Three of a Kind, or better, your 21+3 side bet wins! It is paid out instantly, and you then proceed to play your main Blackjack hand as usual.
21+3 Payouts and Odds
Payouts can vary between casinos, but a typical paytable looks like this. Remember, the house edge on this bet is high, making it a high-risk, high-reward proposition.
| 3-Card Poker Hand | Typical Payout |
|---|---|
| Suited Three of a Kind | 100:1 |
| Straight Flush | 40:1 |
| Three of a Kind | 30:1 |
| Straight | 10:1 |
| Flush | 5:1 |
Common Mistakes to Avoid
- Using a Classic Blackjack Strategy: Applying standard strategy to Super Fun 21 will lead to costly errors, especially regarding doubling and surrendering.
- Being Too Timid with Double Downs: Failing to take advantage of the liberal doubling rules is the single biggest mistake a player can make in this game.
- Forgetting About Late Surrender: This option can save you from significant losses in bad situations, but many players forget it’s available.
- Chasing 21+3 Payouts: While the 100:1 payout is tempting, the high house edge means you should only bet on 21+3 with a small portion of your bankroll for fun.
- Splitting 10s or 5s: A hand of 20 (two 10s) is too strong to break up. A pair of 5s is a solid 10, which is an excellent hand to double down on.
Bankroll Management for Smart Players
- Set Session Limits: Before you play, decide on a budget and a time limit. Stick to them, whether you’re winning or losing.
- Never Bet More Than You Can Afford to Lose: Treat gambling as an entertainment expense. Only play with money you are comfortable losing.
- Keep Bets Consistent: Avoid drastically increasing your bets after losses. A flat betting strategy (e.g., betting 1-2% of your bankroll per hand) helps manage variance.
- Know When to Walk Away: Set a win goal and a stop-loss limit. If you reach either, end your session. Discipline is the key to long-term success.
Finding the Best Online Casinos for Super Fun 21
When looking for a great online casino to play Super Fun 21, consider these factors: proper licensing and regulation, a good selection of table games from providers like Microgaming, fair bonus terms, and a reliable mobile platform.
| Online Casino | Welcome Bonus | Why It’s Great for Blackjack |
|---|---|---|
| [Casino Name 1] | [Bonus Details] | [Carries Microgaming’s Super Fun 21, good live dealer options] |
| [Casino Name 2] | [Bonus Details] | [Low wagering requirements on table game bonuses] |
| [Casino Name 3] | [Bonus Details] | [Excellent mobile platform for playing on the go] |
Frequently Asked Questions (FAQ)
What is Fun Fun 21 Blackjack?
This is likely a misspelling of Super Fun 21, a popular Blackjack variant with more liberal player rules (like doubling on any number of cards) but an even-money payout on most Blackjacks.
What are the odds for Super Fun 21?
The house edge in Super Fun 21 is around 1.2% when using optimal strategy. This is higher than classic Blackjack’s ~0.5% edge, primarily because the 1:1 payout on Blackjacks offsets the player-friendly rules.
How to play Super Fun 21?
You play like standard Blackjack, aiming to get closer to 21 than the dealer without busting. The key difference is you can use special rules like doubling down on any number of cards, surrendering late, and getting bonus payouts for certain hands like a 5-card 21.
What’s the best strategy in 21 Blackjack?
The best strategy is to strictly follow a “basic strategy” chart. This chart tells you the mathematically correct move (hit, stand, double, split) for every possible hand you can have against any dealer up-card. For Super Fun 21, you must use a chart designed specifically for its unique rules.
How do you play 21 Blackjack with 2 players?
In a casino setting, whether online or land-based, all players play individually against the dealer, not against each other. If you are playing a casual game at home with a friend, one of you can act as the dealer while the other is the player, following the same rules of hitting, standing, and settling bets.
Disclaimer: Please remember to gamble responsibly. This content is for informational purposes only. Set limits, know when to stop, and never bet more than you can afford to lose. If you feel you may have a gambling problem, please seek help.
